Finally WhatsApp opens up their UPI for masses now

Messaging giant, WhatsApp finally seems to have made its most desired service public. The company launched its UPI feature for mass users after so long. Over  the past few days, the company is allowing people to send invites to other people to start using their own UPI service. This makes the UPI available for the masses.

There is quite a tedious process but simple enough for setting up the feature. The users are required to link their bank accounts and then after that verify with standard One Time Password (OTP). The OTP will be sent to mobile number registered with the bank. This is exactly same as the Paythm UPI or BHIM app or Tez app. What makes WhatsApp’s solution different is a max of Rs 5000 transaction in a single go. Users can also send money by scanning QR code. These QR codes can be generated through the other UPI-powered apps.


Also, if you don’t have the invite link for the UPI, you can update the app to the latest beta version to get this UPI feature. WhatsApp had previously opened its UPI feature for select users in February this year. However, the mass launch was so delayed due to many legal issues. The was owing to an alleged issue with the regulations and WhatsApp’s parent company Facebook’s data sharing arrangements with third parties.

Also, the Ministry of Electronics and Information Technology (MeitY) and Reserve Bank of India (RBI) has raised many concerns for NPCI. This is done with the retrospect of seeking the details about the data storage policy of the company.

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Over, the last few months companies, like Google, Paytm, Mobiquik areMobiKwik and Freecharge are competing for the UPI space. All of these companies recently joined the NPCI digital payment ecosystem.


Lalit Wadhwa

Tech Geek, BlackBerry Lover and a Engineer

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1 Response

  1. Harry GurgG says:

    Finally WhatsApp opens up their UPI for masses now o yes

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